Preferred Checking

All Family First FCU Checking Options have no monthly service charge, no minimum balance and 0% dividend. There is no charge for phone transfers or balance inquiries. See below for information about “CU Day & Night” our 24 hour a day phone banking.

Preferred Checking gives you DEBIT card access to your account. The Debit card can be used like a VISA card at participating merchants, and as an ATM card at countless ATMs worldwide.

  • Debit Card, No per transaction fees at merchants, 5 free ATM withdrawals per month, additionalwithdrawals over 5 at $1 each
  • May apply for Overdraft Protection Loan
  • May qualify for Privilege Pay Protection after 6 months

Note: ATM withdrawals at machines not owned by Family First FCU may include an additional fee set by the machine owner.

All Family First FCU accounts are encouraged to sign up for our FREE CU Day and Night- 24 hour phone banking and CU Access- 24 hour PC banking. All checking account holders may apply for an “Overdraft Protection” line of credit of up to $500. This line of credit has no monthly or annual fees. Interest charges are incurred only if the line of credit is accessed to permit payment of your checks or automatic charges.