In order to apply for a Family First FCU loan, you must either be a current member or be eligible for membership.  Our membership is open to persons who live, work, worship or attend school in the Montana counties of Cascade, Chouteau, Judith Basin, Pondera and Teton.

Family First FCU – Online Loan Application

What You’ll Need to Apply for a Loan

Vehicle Loans
If you’re purchasing or refinancing a vehicle, please provide:

• Year, make, model, and current mileage
• Estimated purchase price (if you’re still shopping)

Income Verification
All borrowers must provide proof of income.

Depending on your income source, please provide:

• Employment Income: Your most recent paystub with year-to-date earnings, or your two most recent paystubs if year-to-date earnings are not shown.
• Social Security, Retirement, VA, or Other Fixed Income: Your annual award letter or a bank statement showing the direct deposit.
• Child Support or Alimony: A copy of your divorce decree or a child support payment history showing at least 12 months of payments.
• Self-Employment Income: Complete federal tax returns (Form 1040) with all schedules for the past two years.

If you receive income from another source, please contact the loan department before applying so we can let you know what documentation will be needed.

Printable Loan Application Form

• When completing a printed application, print clearly and make sure all sections are completed.
• List ALL debts in the “Debts” section, even those you plan to payoff with the requested loan. Addresses and account numbers are required only if the debt is to be paid with loan proceeds.
• You may scan and email or fax the completed application and supporting documents to us, but please mail the originals or drop them off to our office as soon as possible.

We offer MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, a TruStage® company, to help eligible members protect their loans in the event of a covered death or disability. Information regarding available coverage is provided during the loan application process. We also offer Guaranteed Asset Protection (GAP Plus) and Mechanical Repair Coverage (MRC) to help provide additional protection for your vehicle loan.

MEMBER’S CHOICE® Credit Life and Credit Disability Insurance is optional. Purchasing this coverage is not required to obtain credit and will not affect your loan application, approval, or the terms of your loan. Eligibility requirements, limitations, exclusions, and other conditions may apply. Please contact a Family First Federal Credit Union loan representative or refer to the Certificate of Insurance for complete coverage details.

TruStage® is the marketing brand for products and services provided by TruStage Financial Group, Inc. and its subsidiaries. MEMBER’S CHOICE® Credit Life and Credit Disability Insurance is underwritten by CMFG Life Insurance Company, a TruStage company. Coverage availability, terms, and conditions may vary by state.