Recreational/Seasonal Vehicles include motor homes, travel trailers, 5th wheel trailers, boats and personal watercraft, motorcycles and personal snowcraft. These loans may be to purchase the vehicle, to refinance an existing loan or may be obtained on vehicles you already own to get money for other purposes.
Interest rates start as low as 3.24% APR for well qualified borrowers. The interest rate on your loan will be determined by the loan officer after you provide the information on your application and vehicle.
First… before you shop, stop by the credit union and pick up a loan application or print out an application from our website, fill it out and drop it off with an estimate of how much you may want to finance. The Loan Officers can review your application in advance, give you pre-approval, and let you know the best payments and terms possible for your individual credit history and loan.
When you start your shopping, we can provide you with NADA valuation quotes showing you the high (retail), low (loan) and trade-in values for used vehicles.
You will be required to carry full insurance coverage on the recreational vehicle year round until the loan balance drops below $1,000.