Basics Checking

All Family First FCU Checking Options have no monthly service charge, no minimum balance and 0% dividend. There is no charge for phone transfers or balance inquiries. See below for information about “CU Talk” our 24 hour a day phone banking.

Basics Checking is a free checking account without ATM card access

  • Fees only for specific services (Checks, copies, return items, etc)
  • May apply for Overdraft Protection Loan

All Family First FCU accounts are encouraged to sign up for our “CUTalk”- 24 hour phone banking and It’sMe247-  PC banking. All checking account holders may apply for an “Overdraft Protection” line of credit of up to $500. This line of credit has no monthly or annual fees. Interest charges are incurred only if the line of credit is accessed to permit payment of your checks or automatic charges.