Whether you are an experienced car or truck buyer or are shopping for your first vehicle, Family First FCU has ways to make your experience better. Interest rates start as low as 2.24% APR for well qualified borrowers. The interest rate on your vehicle loan will be determined by the loan officer after you provide the information on your application and vehicle.
First… before you shop, stop by the credit union and pick up a loan application or print out an application from our website. Fill it out and drop it off with an estimate of how much you may want to finance. The Loan Officers can review your application in advance, give you pre-approval, and let you know the best payments and terms possible for your individual credit history and loan.
If you are planning on a trade-in as part vehicle purchase, we can provide you with the NADA valuation showing you the high (retail), low (loan) and trade-in values for used vehicles.
If you choose to use a vehicle as collateral, you will be required to carry full insurance coverage on the vehicle year round until the loan balance drops below $1,000.